Terms of Service

Agreement to Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Cheqmate ("Company," "we," "our," or "us") concerning your use of our anti-fraud platform for out-of-home advertising verification services.

By accessing or using our services, you agree to be bound by these Terms. If you do not agree with any part of these terms, you may not access or use our services.

Description of Services

Cheqmate provides an anti-fraud platform specifically designed for out-of-home advertising verification. Our services include:

• Real-time campaign verification and monitoring
• Fraud detection and prevention tools
• Multi-platform task execution (web, mobile, WhatsApp, Telegram)
• Analytics and reporting dashboards
• API access and integration tools
• Customer support and technical assistance

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time with appropriate notice.

User Accounts and Registration

Account Creation

To access our services, you must create an account by providing accurate and complete information. You agree to:

• Provide truthful, accurate, and complete registration information
• Maintain and update your account information as needed
• Keep your login credentials secure and confidential
• Notify us immediately of any unauthorized account access
• Accept responsibility for all activities under your account

Account Security

You are solely responsible for maintaining the security of your account credentials. We are not liable for any loss or damage arising from unauthorized access to your account due to your failure to maintain security.

Acceptable Use Policy

Permitted Uses

You may use our services only for legitimate business purposes related to advertising verification and fraud prevention.

Prohibited Activities

You agree not to engage in any of the following prohibited activities:

• Violating any applicable laws, regulations, or third-party rights
• Attempting to gain unauthorized access to our systems or data
• Interfering with or disrupting our services or infrastructure
• Using our services to commit fraud or other illegal activities
• Reverse engineering, decompiling, or attempting to extract source code
• Transmitting malware, viruses, or other harmful code
• Impersonating others or providing false information
• Engaging in excessive or abusive use that impacts service performance

Intellectual Property Rights

Our Intellectual Property

All content, features, and functionality of our services, including but not limited to software, algorithms, designs, text, graphics, and trademarks, are owned by Cheqmate and protected by intellectual property laws.

Your Content

You retain ownership of any content you submit to our platform. By using our services, you grant us a limited, non-exclusive license to use your content as necessary to provide our services.

Feedback

Any feedback, suggestions, or improvements you provide regarding our services become our property and may be used without restriction or compensation.

Payment Terms and Billing

Subscription Fees

Our services are provided on a subscription basis. You agree to pay all applicable fees as described in your selected plan:

• Fees are charged in advance for each billing period
• All fees are non-refundable unless otherwise specified
• Prices may change with 30 days' written notice
• Late payments may result in service suspension
• You're responsible for all taxes and additional charges

Payment Methods

We accept various payment methods as displayed during checkout. You authorize us to charge your selected payment method for all applicable fees.

Cancellation and Refunds

You may cancel your subscription at any time through your account settings. Cancellations take effect at the end of your current billing period. Refunds are generally not provided except as required by law.

Data Handling and Privacy

Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to:

• Collection and processing of your data as described in our Privacy Policy
• Use of cookies and tracking technologies for service functionality
• Storage and processing of data in various geographic locations
• Sharing of data with service providers as necessary for our operations

We implement industry-standard security measures to protect your data, but cannot guarantee absolute security due to the inherent risks of internet transmission.

Service Availability and Performance

Uptime and Availability

We strive to maintain high service availability, but cannot guarantee uninterrupted access. Our services may be temporarily unavailable due to:

• Scheduled maintenance and updates
• Technical difficulties or system failures
• Third-party service provider issues
• Force majeure events beyond our control

Service Modifications

We reserve the right to modify, update, or discontinue any aspect of our services at any time. We will provide reasonable notice for significant changes that affect service functionality.

Disclaimers and Warranties

Service Disclaimer

Our services are provided "as is" and "as available" without warranties of any kind. We disclaim all warranties, including but not limited to:

• Merchantability and fitness for a particular purpose
• Non-infringement of third-party rights
• Uninterrupted or error-free service operation
• Accuracy, completeness, or reliability of service content
• Security or freedom from harmful components

Third-Party Services

Our platform may integrate with third-party services. We are not responsible for the availability, functionality, or content of third-party services, and your use of such services is subject to their respective terms.

Limitation of Liability

To the maximum extent permitted by law, Cheqmate shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits, revenue, or business opportunities
• Data loss or corruption
• Service interruptions or downtime
• Cost of substitute goods or services
• Third-party claims or damages

Our total liability to you for all claims arising from or related to our services shall not exceed the amount you paid us in the 12 months preceding the claim.

Indemnification

You agree to indemnify, defend, and hold harmless Cheqmate and its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from:

• Your use of our services in violation of these Terms
• Your violation of applicable laws or third-party rights
• Content you submit or share through our platform
• Your negligent or wrongful conduct
• Disputes between you and other users

Termination

Termination by You

You may terminate your account at any time by canceling your subscription through your account settings or contacting our support team.

Termination by Us

We may suspend or terminate your access to our services immediately and without prior notice if:

• You violate these Terms or our Acceptable Use Policy
• Your account becomes inactive for an extended period
• We receive reports of fraudulent or illegal activity
• Payment failures or disputes cannot be resolved
• We discontinue our services

Effect of Termination

Upon termination, your access to our services will cease immediately. We may delete your account data after a reasonable period, subject to legal retention requirements and our Privacy Policy.

Governing Law and Dispute Resolution

Governing Law

These Terms are governed by and construed in accordance with the laws of India, without regard to conflict of law principles.

Dispute Resolution

Any disputes arising from these Terms or our services shall be resolved through:

• Good faith negotiations between the parties
• Mediation if direct negotiations fail
• Binding arbitration under Indian arbitration laws
• Courts in Bangalore, India for any remaining disputes

General Provisions

Changes to Terms

We may update these Terms from time to time. Material changes will be communicated through email or platform notifications at least 30 days before taking effect. Continued use of our services constitutes acceptance of updated Terms.

Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy and any other agreements referenced herein, constitute the entire agreement between you and Cheqmate regarding our services.

Assignment

You may not assign or transfer your rights under these Terms without our written consent. We may assign our rights and obligations under these Terms in connection with a merger, acquisition, or sale of assets.

Contact Information

If you have questions about these Terms of Service, please contact us: